As we get to the tail-end of the year, you may find that your spending is on the rise with Christmas fast approaching. Purchasing gifts, attending end-of-year events, hosting parties, buying decorations, taking a plate to get-togethers, school fees for the end of the year, plus the everyday bills, can all really start to add up. So, where is it possible to save money? For us, it's definitely in the food department. Here are my top 21 ways to save money on food, especially at this time of the year.